:root{--navy:#12324f;--navy-dark:#0b2236;--amber:#f2a33a;--amber-dark:#d9871a;--ink:#1d2a36;--muted:#586776;--line:#dde3e9;--bg-soft:#f4f6f8;--white:#fff;--radius:8px;--wrap:1120px;color:var(--ink);font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;line-height:1.6}*{box-sizing:border-box}body{background:var(--white);margin:0}img{max-width:100%;height:auto;display:block}a{color:var(--navy)}h1,h2,h3{color:var(--navy-dark);line-height:1.2}h1{margin:0 0 1rem;font-size:clamp(2rem,4.5vw,3rem)}h2{margin:2.5rem 0 1rem;font-size:clamp(1.5rem,3vw,2rem)}h3{margin:1.5rem 0 .5rem;font-size:1.2rem}p{margin:0 0 1rem}.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}.narrow{max-width:760px}.skip{position:absolute;left:-999px}.skip:focus{z-index:10;background:var(--white);padding:8px 12px;top:16px;left:16px}.site-header{border-bottom:1px solid var(--line);background:var(--white);z-index:5;position:sticky;top:0}.header-inner{flex-wrap:wrap;align-items:center;gap:24px;min-height:72px;display:flex}.brand{color:var(--navy-dark);align-items:center;gap:10px;font-size:1.1rem;font-weight:700;text-decoration:none;display:flex}.brand-mark{background:var(--navy);width:36px;height:36px;color:var(--amber);border-radius:6px;place-items:center;font-weight:800;display:grid}.brand-text span{color:var(--muted);font-weight:500}.nav{flex-wrap:wrap;gap:20px;margin:0;padding:0;list-style:none;display:flex}.nav a{color:var(--ink);border-bottom:2px solid #0000;padding:4px 0;font-weight:500;text-decoration:none}.nav a:hover,.nav a[aria-current=page]{border-color:var(--amber)}.header-cta{align-items:center;gap:16px;margin-left:auto;display:flex}.phone{white-space:nowrap;font-weight:600;text-decoration:none}.btn{background:var(--amber);color:var(--navy-dark);border-radius:var(--radius);border:2px solid var(--amber);cursor:pointer;padding:12px 20px;font-size:1rem;font-weight:700;text-decoration:none;display:inline-block}.btn:hover{background:var(--amber-dark);border-color:var(--amber-dark)}.btn-outline{color:var(--navy);border-color:var(--navy);background:0 0}.btn-outline:hover{background:var(--navy);color:var(--white);border-color:var(--navy)}.btn-light{background:var(--amber)}.btn-outline-light{color:var(--white);border-color:var(--white);background:0 0}.btn-outline-light:hover{background:var(--white);color:var(--navy-dark);border-color:var(--white)}.hero{background:var(--navy-dark);color:var(--white);position:relative;overflow:hidden}.hero img{object-fit:cover;opacity:.3;width:100%;height:100%;position:absolute;inset:0}.hero-inner{padding:96px 20px;position:relative}.hero h1{color:var(--white);max-width:760px}.hero p{color:#dbe4ec;max-width:640px;font-size:1.2rem}.hero-actions{flex-wrap:wrap;gap:12px;margin-top:24px;display:flex}.eyebrow{text-transform:uppercase;letter-spacing:.08em;color:var(--amber);margin-bottom:12px;font-size:.85rem;font-weight:700}.page-head{background:var(--bg-soft);border-bottom:1px solid var(--line);padding:56px 0 40px}.page-head p.lead{color:var(--muted);max-width:720px;font-size:1.15rem}section.block{padding:56px 0}section.soft{background:var(--bg-soft)}.cards{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px;margin-top:24px;display:grid}.card{border:1px solid var(--line);border-radius:var(--radius);background:var(--white);flex-direction:column;padding:24px;display:flex}.card h3{margin-top:0}.card p{color:var(--muted);flex:1}.card a.more{font-weight:600;text-decoration:none}.card a.more:after{content:" →"}.badges{flex-wrap:wrap;gap:12px;margin-top:32px;display:flex}.badge{background:#ffffff1a;border:1px solid #ffffff40;border-radius:999px;padding:6px 14px;font-size:.95rem}.two-col{grid-template-columns:1.2fr 1fr;align-items:center;gap:48px;display:grid}.two-col img{border-radius:var(--radius)}@media (width<=800px){.two-col{grid-template-columns:1fr;gap:24px}}ul.ticks{padding:0;list-style:none}ul.ticks li{margin-bottom:8px;padding-left:28px;position:relative}ul.ticks li:before{content:"";border-left:2px solid var(--amber-dark);border-bottom:2px solid var(--amber-dark);width:10px;height:6px;position:absolute;top:9px;left:4px;transform:rotate(-45deg)}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{cursor:pointer;color:var(--navy-dark);font-weight:600}.faq details p{color:var(--ink);margin:12px 0 0}.form{grid-template-columns:1fr 1fr;gap:16px;display:grid}.form .full{grid-column:1/-1}.form label{margin-bottom:6px;font-size:.95rem;font-weight:600;display:block}.form input,.form select,.form textarea{width:100%;font:inherit;background:var(--white);border:1px solid #b9c4ce;border-radius:6px;padding:10px 12px}.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--amber);border-color:var(--amber)}.form .hint{color:var(--muted);font-weight:400}.form-status{border-radius:6px;grid-column:1/-1;padding:12px 16px;display:none}.form-status.ok{color:#1e5b34;background:#e7f5ec;display:block}.form-status.err{color:#8a1f17;background:#fdecea;display:block}.hp{position:absolute;left:-9999px}@media (width<=640px){.form{grid-template-columns:1fr}}.contact-list{padding:0;list-style:none}.contact-list li{margin-bottom:12px}.contact-list strong{color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-size:.85rem;display:block}.cta-band{background:var(--navy);color:var(--white);padding:48px 0}.cta-band h2{color:var(--white);margin:0 0 8px}.cta-band p{color:#dbe4ec;margin:0}.cta-inner{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;display:flex}.cta-actions{flex-wrap:wrap;gap:12px;display:flex}.site-footer{background:var(--navy-dark);color:#c5d1dc;padding:48px 0 24px;font-size:.95rem}.site-footer a{color:#fff}.footer-grid{grid-template-columns:2fr 1fr 1fr;gap:32px;display:grid}.footer-grid ul{margin:0;padding:0;list-style:none}.footer-grid li{margin-bottom:6px}.footer-brand,.footer-head{color:#fff;font-weight:700}.footer-base{border-top:1px solid #ffffff1f;margin-top:32px;padding-top:16px}@media (width<=800px){.footer-grid{grid-template-columns:1fr}.header-cta .phone{display:none}.header-inner{padding-top:12px;padding-bottom:12px}.nav{order:3;gap:16px;width:100%}}.breadcrumb{color:var(--muted);margin-bottom:12px;font-size:.9rem}.breadcrumb a{color:var(--muted)}